Privacy Policy

Last updated: July 28, 2025

1. Information We Collect

We collect information you provide directly to us, such as when you create an account, use our services, or contact us for support.

Personal Information:


Name and email address
Financial information (budgets, savings, debts, insurance)
Passwords and credentials (encrypted)
Documents you upload
Usage data and preferences

Automatically Collected Information:


Device information and IP address
Browser type and version
Usage patterns and feature interactions
Error logs and performance data

2. How We Use Your Information

We use the information we collect to:

Provide, maintain, and improve our services
Process payments and manage subscriptions
Send important updates and security notifications
Provide customer support
Analyze usage to improve user experience
Comply with legal obligations

3. Data Security

We implement robust security measures to protect your data:

Encryption: All sensitive data is encrypted using AES-256 encryption
Secure Storage: Data is stored in secure, SOC 2 compliant data centers
Access Controls: Strict access controls limit who can view your data
Password Security: Passwords are hashed and salted before storage
Regular Security Audits: We conduct regular security assessments
HTTPS: All data transmission is encrypted in transit

4. Password Manager Security

Your stored passwords receive special security treatment:

End-to-end encryption using your account as the encryption key
Zero-knowledge architecture - we cannot decrypt your passwords
Individual password encryption for each stored credential
Secure password generation with customizable complexity
Automatic logout after inactivity for security

5. Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties except:

With your explicit consent
To trusted service providers who assist in operations (under strict confidentiality)
When required by law or to protect rights and safety
In connection with a business transfer (with notification)

6. Data Retention

We retain your information for as long as your account is active or as needed to provide services. You may request account deletion at any time, after which we will securely delete your data within 30 days.

7. Your Rights and Choices

You have the right to:

Access and update your personal information
Delete your account and associated data
Export your data in a portable format
Opt out of non-essential communications
Request information about data we collect and how it's used

8. Cookies and Tracking

We use essential cookies for authentication and service functionality. We do not use tracking cookies for advertising purposes. You can control cookie settings through your browser.

9. Third-Party Services

We integrate with trusted third-party services:

Stripe: For secure payment processing (PCI DSS compliant)
Neon Database: For secure data storage
Replit: For application hosting and infrastructure

10. International Users

If you are accessing our service from outside the United States, please note that your information may be transferred to, stored, and processed in the United States where our servers are located.

11. Children's Privacy

Our service is not intended for children under 18. We do not knowingly collect personal information from children under 18. If we learn we have collected such information, we will delete it immediately.

12. Updates to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes via email or through the service. Please review this policy regularly for updates.

13. Contact Us

If you have questions about this Privacy Policy or our data practices, contact us at:

Email: savviupfinancial@gmail.com
Address: SavviUp Financial Planning

This Privacy Policy is effective as of the date stated above and will remain in effect except with respect to any changes in its provisions in the future.