Terms of Service

Last updated: July 28, 2025

1. Acceptance of Terms

By accessing and using SavviUp ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

SavviUp is a financial planning and management platform that provides budgeting tools, financial planning features, password management, and document storage services. The service is designed for individuals and couples to manage their finances collaboratively.

3. User Accounts

To access certain features of the Service, you must register for an account. You agree to:

Provide accurate, current, and complete information during registration
Maintain the security of your password and identification
Notify us immediately of any unauthorized use of your account
Be responsible for all activities that occur under your account

4. Subscription and Payment

SavviUp offers subscription-based services. By subscribing, you agree to:

Pay all fees associated with your chosen subscription plan
Automatic renewal unless cancelled before the renewal date
7-day free trial for new subscribers (terms may vary)
Refund requests processed according to our refund policy

5. Data Security and Privacy

We take data security seriously and implement industry-standard security measures:

All passwords are encrypted using AES-256 encryption
Financial data is protected with bank-level security
Documents are stored securely with encrypted file storage
We never store payment information directly on our servers

6. Acceptable Use

You agree not to use the Service to:

Violate any laws or regulations
Infringe on intellectual property rights
Upload malicious content or attempt to compromise security
Share your account with unauthorized users
Use the service for any commercial purpose without permission

7. Intellectual Property

The Service and its original content, features, and functionality are owned by SavviUp and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

8. Limitation of Liability

SavviUp shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

9. Service Availability

We strive to maintain 99.9% uptime but cannot guarantee uninterrupted service. We reserve the right to modify or discontinue the service with reasonable notice to users.

10. Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice, for conduct that we believe violates these Terms of Service or is harmful to other users.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or through the Service. Continued use constitutes acceptance of modified terms.

12. Contact Information

For questions about these Terms of Service, please contact us at:

Email: savviupfinancial@gmail.com
Address: SavviUp Financial Planning
Phone: Available for Premium subscribers

These terms constitute the entire agreement between you and SavviUp regarding the use of the Service.